I am a self-proclaimed expert in handling life issues, and finding the DISCLAIMER/CATCH PHRASE in all the bullshit ad’s, stories, promotions and techniques that try to separate you from your money. I will BREAK IT DOWN so you understand the fine print, key words and real hidden agendas behind most of the deceptive ad’s and exaggerated claims made by company’s and individuals who try to convince you that they have discovered the SECRETS for SUCCESS and want to SHARE them with you for FREE. If you will only purchase their book, dvd or program, Etc. Etc. I will be speaking about such topics as prepaid debit cards, payday loans, rent to own, cell phone plans, infomercials. Plus life issues about parenting, marriage, movie reviews, sports, current events and life in general. My expertise comes from real life experiences. Born and raised in New York City in the mid Fifties. I married young and moved on to spend 6 years as a U.S.MARINE. Since then I have held numerous middle management jobs and sales positions. I have owned a couple of small businesses in the auto parts manufacturing industry. I have lived and worked in California, North Carolina, South Carolina, New York, New Jersey and Connecticut. I will offer you my truthful opinions and facts as i know them. Stay tuned, Stay in touch, Stay informed.