Tag Archives: Payment

Mafia or Western Sky Financial

I choose the Mafia they have much better terms on their loans then this bunch of criminals. Your ass will be left bleeding after this company gets through raping you. Take a look at this rates chart from westernsky.com

Lets do the numbers. You borrow $2,600.00 but you actually get $2,525.00 because these sons a bitches are not satisfied with the 140% interest on the loan, they also want $75.00 as a loan fee. They tell you that the monthly payments on the loan are only $298.94 per month. And since you are in need of the loan this monthly payment looks manageable to you. But STOP!  Look at the whole picture, Those $298.94 monthly payments are for a 36 month term. That’s 3 years! You are obligated for $298.94 x 36 months for a total of $10,761.84  Thats $8,311.84 in interest that you paid on just $2,525.00 you originally borrowed. This company has just robbed you with out a gun, they screwed you and did not even give you a kiss first. PLEASE TELL ME YOU SEE AND UNDERSTAND THIS.  Also consider the fact that all loans will be subject solely to the exclusive laws and jurisdiction of the cheyenne river Sioux tribe, cheyenne river indian reservation. All borrowers must consent to be bound to the jurisdiction of the Cheyenne river Sioux tribal court, and further agree that no other state or federal law or regulation shall apply to this loan agreement. WHAT!  i can’t even stop laughing at your dumb ass if you still deal with this company after reading the last paragraph.


Filed under Financial opinons, Life

Rent-a-center or Rip u off-a-center

Ok did you fall down and hit your head? Because you have to be out of your mind to ever rent anything from this place. Let’s look at one recent on-line ad at rentacenter.com dated 11/4/2010 in this ad for $24.99 per week, you can rent either a 40″ Toshiba LED HDTV or Acer touch screen computer. Now let’s do the math. For the T.V. its $24.99  x 104 weeks for a total of $2,598.96  Thats 2 years worth of payments and they list the retail value at $1,149.00 but i bet if you shop this T.V. around you can find it for a much lower retail price. I myself  just last week purchased at Target stores in New Jersey a 55″ LED  HDTV 120hz  for $1,299.00. And that’s 15 inches larger plus it has internet apps included for only $150.00 more then their quoted retail value and $1,299.96 less then the total you will pay after the 104 payments. For the Acer computer its $24.99 x 78 weeks for a total of $1,949.22 with a quoted retail value of $779.00 and this does not include applicable sales taxes or optional fees and other charges (like late payment charges) also in the fine print which is at the very bottom of the sales ad page with all the legal language in all the various states you will also find the money back guarantee that MUST BE EXERCISED WITHIN THE FIRST WEEK FOR A FULL REFUND!  Are you kidding me, gangsters have better deals. Stop turn around, do not walk through that door. You do not need that t.v, computer, appliance or furniture that bad. Save does payments on your own for a few  months and look for a sale at your local retailer. Once you walk through that door the high pressure sales pitch will start. Note that they also offer ridicules financial services that you could also be sold on. Don’t put yourself in that position. TURN AROUND.


Filed under Financial opinons, Life